VA Home Loans

VA Home Loans

VA Home Loans

Designed to offer long-term financing to American Veterans, the VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. VA Home loan provides veterans and/or their surviving spouses with a federally guaranteed home with little or no downpayment. The program also referred to as the GI Bill, has been highly successful and has helped millions of American Veterans and their families to purchase a home. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender. It is generally easier to qualify for a VA loan than conventional loans. We can help you get the certificate if you need one.

Advantages of VA Home Loans:

  • No prepayment penalties
  • Down payment is not required
  • Usually, lower interest rates when compared to other loan options
  • No monthly mortgage insurance premiums.
  • Limitations on the buyer’s closing

Explore Government Financing Options:

USDA Home Loans and FHA Home Loans