USDA loans

USDA Home Loans

United States Department of Agriculture Rural Development (USDA RD) offers programs to help individuals with low to moderate incomes, living in eligible rural areas become homeowners. The Rural Development program helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

USDA Home Loan advantages include:

  • Minimal closing costs
  • Low down payment required

USDA loans can be used for the purchase of a house that is in need of renovations or a new build. Families must be able to pay their monthly mortgage, homeowner’s insurance, and property taxes.

Explore government financing options:

VA Home Loans and FHA home loans