Applying for a Mortgage
Once you have talked with a loan officer about the type of loan for which you want to apply, it’s time to start the home loan process. The mortgage lender will ask a series of questions and gather all of your personal information to determine for how much you can qualify.
Factors that affect your loan program:
• Down Payment Amount
• Credit Score & Credit History
• Employment History
• Income and Assets
• Debt as shown on your credit report