Be honest and detailed on your loan application
“Fudging” employment or residence history or not including open credit card accounts do not increase the possibility of getting an approved loan. These actions actually make it harder and take longer to get a favorable outcome quickly.
Have your loan application paperwork ready and in one place
It helps if you get all the necessary paperwork together and keep it in a safe place. You will find a list of things you might need for a mortgage application on this site.
Respond quickly to requests for additional information
During the loan process, we may need additional information. Provide it as soon as you can. Also, please make sure you check your email frequently.
Be prepared to explain unfavorable items in your credit report
This is really part of number 2 above. If you missed payments, made late payments, or have delinquencies on your credit report, let us help you.
When we work with you, you’re sure to find the right loan that best meets your needs.