What does it mean to lock in a rate?

Locking a mortgage rate is a lender’s promise to keep a specific interest rate on hold for a period of time while your loan application is being processed.

Locking a Mortgage Rate



The First Steps to Buying a Home

Too often, home buyers are disappointed when they find their dream home only to discover they are not able to get a mortgage to purchase the property. There are methods that potential buyers can use to ensure this does not happen.


Lowering homeowners insurance

Tips to Lowering Homeowners Insurance

With the prices for everything skyrocketing these days, every penny counts. If you’re thinking of buying a home and need homeowner’s insurance, here are a few tips on getting quality insurance for a fair price.

Homeowner Insurance Tips

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 170 other subscribers

Wondering what a monthly payment might be?

Our TeamMeet the Summit Mortgage team

Make An AppointmentLet us know when you would like to drop by.

Apply OnlineReady to apply for a home loan? Let's get started with your application.

Summit Mortgage App & CalculatorManage you loan application from the convenience of your phone.